Homeowner equity across the United States softened modestly in the final months of 2025, signaling a housing market that is losing some of the rapid momentum built during the pandemic-era boom but still resting on a comparatively solid financial foundation.
New data from ATTOM show that 44.6% of mortgaged residential properties were classified as “equity-rich” in the fourth quarter, meaning outstanding loan balances were no more than half of a home’s estimated market value. The figure slipped from 46.1% in the third quarter and retreated…
